LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,932
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$1,041/mo
Today · 4.125%
HK$34,997
baseline
▲ 0.50% · 4.625%
HK$37,127
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,994/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,637
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,619
−HK$997/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,651
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,518
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,748
−HK$1,249/mo
Today · 4.125%
HK$41,997
baseline
▲ 0.50% · 4.625%
HK$44,552
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$83,994/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,964
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,143
−HK$1,196/mo
Today · 4.125%
HK$46,339
baseline
▲ 0.50% · 4.625%
HK$48,782
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,678/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,105
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,539
−HK$1,457/mo
Today · 4.125%
HK$48,996
baseline
▲ 0.50% · 4.625%
HK$51,977
+HK$2,981/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,992/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,291
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,667
−HK$1,395/mo
Today · 4.125%
HK$54,062
baseline
▲ 0.50% · 4.625%
HK$56,912
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,124/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,278
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,122
−HK$1,873/mo
Today · 4.125%
HK$62,995
baseline
▲ 0.50% · 4.625%
HK$66,828
+HK$3,833/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$125,990/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,946
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,714
−HK$1,795/mo
Today · 4.125%
HK$69,509
baseline
▲ 0.50% · 4.625%
HK$73,173
+HK$3,664/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,018/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,585 · Scale 2, in force from 26 Feb 2026)