LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,937
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,961
−HK$1,041/mo
Today · 4.125%
HK$35,002
baseline
▲ 0.50% · 4.625%
HK$37,132
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,004/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,642
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,625
−HK$997/mo
Today · 4.125%
HK$38,622
baseline
▲ 0.50% · 4.625%
HK$40,657
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,244/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,524
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,754
−HK$1,249/mo
Today · 4.125%
HK$42,003
baseline
▲ 0.50% · 4.625%
HK$44,558
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,006/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,970
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,150
−HK$1,196/mo
Today · 4.125%
HK$46,346
baseline
▲ 0.50% · 4.625%
HK$48,789
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,692/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,112
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,546
−HK$1,457/mo
Today · 4.125%
HK$49,003
baseline
▲ 0.50% · 4.625%
HK$51,985
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,006/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,299
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,674
−HK$1,396/mo
Today · 4.125%
HK$54,070
baseline
▲ 0.50% · 4.625%
HK$56,920
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,140/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,286
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,130
−HK$1,874/mo
Today · 4.125%
HK$63,004
baseline
▲ 0.50% · 4.625%
HK$66,838
+HK$3,834/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,008/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,955
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,724
−HK$1,795/mo
Today · 4.125%
HK$69,519
baseline
▲ 0.50% · 4.625%
HK$73,183
+HK$3,664/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,038/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,664 · Scale 2, in force from 26 Feb 2026)