LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,939
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$1,041/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$37,134
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,644
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,627
−HK$997/mo
Today · 4.125%
HK$38,624
baseline
▲ 0.50% · 4.625%
HK$40,660
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,248/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,527
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,756
−HK$1,249/mo
Today · 4.125%
HK$42,005
baseline
▲ 0.50% · 4.625%
HK$44,561
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,010/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,973
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,152
−HK$1,197/mo
Today · 4.125%
HK$46,349
baseline
▲ 0.50% · 4.625%
HK$48,792
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,698/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,115
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,549
−HK$1,457/mo
Today · 4.125%
HK$49,006
baseline
▲ 0.50% · 4.625%
HK$51,988
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,012/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,302
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,678
−HK$1,396/mo
Today · 4.125%
HK$54,074
baseline
▲ 0.50% · 4.625%
HK$56,924
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,148/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,290
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,134
−HK$1,874/mo
Today · 4.125%
HK$63,008
baseline
▲ 0.50% · 4.625%
HK$66,842
+HK$3,834/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,016/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,960
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,729
−HK$1,794/mo
Today · 4.125%
HK$69,523
baseline
▲ 0.50% · 4.625%
HK$73,188
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,046/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,699 · Scale 2, in force from 26 Feb 2026)