LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,940
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$1,041/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$37,135
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,645
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,628
−HK$997/mo
Today · 4.125%
HK$38,625
baseline
▲ 0.50% · 4.625%
HK$40,661
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,250/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,528
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,757
−HK$1,250/mo
Today · 4.125%
HK$42,007
baseline
▲ 0.50% · 4.625%
HK$44,563
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,014/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,974
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,154
−HK$1,196/mo
Today · 4.125%
HK$46,350
baseline
▲ 0.50% · 4.625%
HK$48,793
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,700/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,116
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,550
−HK$1,458/mo
Today · 4.125%
HK$49,008
baseline
▲ 0.50% · 4.625%
HK$51,990
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,016/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,303
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,679
−HK$1,396/mo
Today · 4.125%
HK$54,075
baseline
▲ 0.50% · 4.625%
HK$56,925
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,150/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,292
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,136
−HK$1,874/mo
Today · 4.125%
HK$63,010
baseline
▲ 0.50% · 4.625%
HK$66,844
+HK$3,834/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,020/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,961
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,730
−HK$1,795/mo
Today · 4.125%
HK$69,525
baseline
▲ 0.50% · 4.625%
HK$73,190
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,050/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,713 · Scale 2, in force from 26 Feb 2026)