LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,940
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,965
−HK$1,041/mo
Today · 4.125%
HK$35,006
baseline
▲ 0.50% · 4.625%
HK$37,136
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,012/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,645
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,628
−HK$997/mo
Today · 4.125%
HK$38,625
baseline
▲ 0.50% · 4.625%
HK$40,661
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,250/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,528
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,758
−HK$1,249/mo
Today · 4.125%
HK$42,007
baseline
▲ 0.50% · 4.625%
HK$44,563
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,014/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,975
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,154
−HK$1,196/mo
Today · 4.125%
HK$46,350
baseline
▲ 0.50% · 4.625%
HK$48,794
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,700/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,116
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,551
−HK$1,457/mo
Today · 4.125%
HK$49,008
baseline
▲ 0.50% · 4.625%
HK$51,990
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,016/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,304
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,680
−HK$1,395/mo
Today · 4.125%
HK$54,075
baseline
▲ 0.50% · 4.625%
HK$56,926
+HK$2,851/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,150/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,292
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,136
−HK$1,874/mo
Today · 4.125%
HK$63,010
baseline
▲ 0.50% · 4.625%
HK$66,844
+HK$3,834/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,020/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,962
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,731
−HK$1,795/mo
Today · 4.125%
HK$69,526
baseline
▲ 0.50% · 4.625%
HK$73,190
+HK$3,664/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,052/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,716 · Scale 2, in force from 26 Feb 2026)