LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,942
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,967
−HK$1,041/mo
Today · 4.125%
HK$35,008
baseline
▲ 0.50% · 4.625%
HK$37,138
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,016/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,647
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,630
−HK$997/mo
Today · 4.125%
HK$38,627
baseline
▲ 0.50% · 4.625%
HK$40,664
+HK$2,037/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,254/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,530
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,249/mo
Today · 4.125%
HK$42,009
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,018/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,977
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,156
−HK$1,197/mo
Today · 4.125%
HK$46,353
baseline
▲ 0.50% · 4.625%
HK$48,796
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,706/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,119
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,553
−HK$1,458/mo
Today · 4.125%
HK$49,011
baseline
▲ 0.50% · 4.625%
HK$51,993
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,022/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,306
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,683
−HK$1,395/mo
Today · 4.125%
HK$54,078
baseline
▲ 0.50% · 4.625%
HK$56,929
+HK$2,851/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,156/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,295
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,140
−HK$1,874/mo
Today · 4.125%
HK$63,014
baseline
▲ 0.50% · 4.625%
HK$66,848
+HK$3,834/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,028/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,965
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,735
−HK$1,794/mo
Today · 4.125%
HK$69,529
baseline
▲ 0.50% · 4.625%
HK$73,194
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,058/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,747 · Scale 2, in force from 26 Feb 2026)