LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,943
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,967
−HK$1,042/mo
Today · 4.125%
HK$35,009
baseline
▲ 0.50% · 4.625%
HK$37,139
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,018/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,648
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,631
−HK$997/mo
Today · 4.125%
HK$38,628
baseline
▲ 0.50% · 4.625%
HK$40,665
+HK$2,037/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,256/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,531
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,761
−HK$1,249/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,567
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,978
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,158
−HK$1,196/mo
Today · 4.125%
HK$46,354
baseline
▲ 0.50% · 4.625%
HK$48,798
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,708/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,120
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,554
−HK$1,458/mo
Today · 4.125%
HK$49,012
baseline
▲ 0.50% · 4.625%
HK$51,994
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,024/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,308
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,684
−HK$1,396/mo
Today · 4.125%
HK$54,080
baseline
▲ 0.50% · 4.625%
HK$56,931
+HK$2,851/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,160/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,297
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,141
−HK$1,874/mo
Today · 4.125%
HK$63,015
baseline
▲ 0.50% · 4.625%
HK$66,850
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,030/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,967
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,736
−HK$1,795/mo
Today · 4.125%
HK$69,531
baseline
▲ 0.50% · 4.625%
HK$73,196
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,062/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,761 · Scale 2, in force from 26 Feb 2026)