LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,943
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,968
−HK$1,041/mo
Today · 4.125%
HK$35,009
baseline
▲ 0.50% · 4.625%
HK$37,139
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,018/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,649
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,632
−HK$997/mo
Today · 4.125%
HK$38,629
baseline
▲ 0.50% · 4.625%
HK$40,665
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,258/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,532
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,762
−HK$1,249/mo
Today · 4.125%
HK$42,011
baseline
▲ 0.50% · 4.625%
HK$44,567
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,022/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,979
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,158
−HK$1,197/mo
Today · 4.125%
HK$46,355
baseline
▲ 0.50% · 4.625%
HK$48,798
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,710/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,121
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,555
−HK$1,458/mo
Today · 4.125%
HK$49,013
baseline
▲ 0.50% · 4.625%
HK$51,995
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,026/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,309
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,685
−HK$1,396/mo
Today · 4.125%
HK$54,081
baseline
▲ 0.50% · 4.625%
HK$56,931
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,162/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,298
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,142
−HK$1,874/mo
Today · 4.125%
HK$63,016
baseline
▲ 0.50% · 4.625%
HK$66,851
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,032/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,968
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,738
−HK$1,794/mo
Today · 4.125%
HK$69,532
baseline
▲ 0.50% · 4.625%
HK$73,198
+HK$3,666/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,064/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,770 · Scale 2, in force from 26 Feb 2026)