LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,945
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,970
−HK$1,041/mo
Today · 4.125%
HK$35,011
baseline
▲ 0.50% · 4.625%
HK$37,141
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,022/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,651
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,634
−HK$997/mo
Today · 4.125%
HK$38,631
baseline
▲ 0.50% · 4.625%
HK$40,667
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,262/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,534
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,249/mo
Today · 4.125%
HK$42,013
baseline
▲ 0.50% · 4.625%
HK$44,569
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,026/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,981
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,161
−HK$1,196/mo
Today · 4.125%
HK$46,357
baseline
▲ 0.50% · 4.625%
HK$48,801
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,714/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,123
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,557
−HK$1,458/mo
Today · 4.125%
HK$49,015
baseline
▲ 0.50% · 4.625%
HK$51,998
+HK$2,983/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,030/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,311
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,687
−HK$1,396/mo
Today · 4.125%
HK$54,083
baseline
▲ 0.50% · 4.625%
HK$56,934
+HK$2,851/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,166/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,301
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,145
−HK$1,874/mo
Today · 4.125%
HK$63,019
baseline
▲ 0.50% · 4.625%
HK$66,854
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,038/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,971
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,741
−HK$1,795/mo
Today · 4.125%
HK$69,536
baseline
▲ 0.50% · 4.625%
HK$73,201
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,072/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,795 · Scale 2, in force from 26 Feb 2026)