LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,946
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,970
−HK$1,042/mo
Today · 4.125%
HK$35,012
baseline
▲ 0.50% · 4.625%
HK$37,142
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,024/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,652
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,635
−HK$997/mo
Today · 4.125%
HK$38,632
baseline
▲ 0.50% · 4.625%
HK$40,668
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,264/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,535
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,250/mo
Today · 4.125%
HK$42,014
baseline
▲ 0.50% · 4.625%
HK$44,570
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,028/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,982
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,162
−HK$1,196/mo
Today · 4.125%
HK$46,358
baseline
▲ 0.50% · 4.625%
HK$48,802
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,716/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,124
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,559
−HK$1,457/mo
Today · 4.125%
HK$49,016
baseline
▲ 0.50% · 4.625%
HK$51,999
+HK$2,983/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,032/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,312
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,688
−HK$1,397/mo
Today · 4.125%
HK$54,085
baseline
▲ 0.50% · 4.625%
HK$56,935
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,170/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,302
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,147
−HK$1,874/mo
Today · 4.125%
HK$63,021
baseline
▲ 0.50% · 4.625%
HK$66,856
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,042/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,973
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,742
−HK$1,795/mo
Today · 4.125%
HK$69,537
baseline
▲ 0.50% · 4.625%
HK$73,203
+HK$3,666/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,074/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,808 · Scale 2, in force from 26 Feb 2026)