LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,947
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,972
−HK$1,041/mo
Today · 4.125%
HK$35,013
baseline
▲ 0.50% · 4.625%
HK$37,144
+HK$2,131/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,026/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$998/mo
Today · 4.125%
HK$38,634
baseline
▲ 0.50% · 4.625%
HK$40,670
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,268/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,537
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,766
−HK$1,250/mo
Today · 4.125%
HK$42,016
baseline
▲ 0.50% · 4.625%
HK$44,572
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,032/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,984
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,164
−HK$1,196/mo
Today · 4.125%
HK$46,360
baseline
▲ 0.50% · 4.625%
HK$48,804
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,720/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,126
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,561
−HK$1,457/mo
Today · 4.125%
HK$49,018
baseline
▲ 0.50% · 4.625%
HK$52,001
+HK$2,983/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,036/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,315
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,691
−HK$1,396/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$56,938
+HK$2,851/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,305
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,150
−HK$1,874/mo
Today · 4.125%
HK$63,024
baseline
▲ 0.50% · 4.625%
HK$66,859
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,048/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,976
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,745
−HK$1,796/mo
Today · 4.125%
HK$69,541
baseline
▲ 0.50% · 4.625%
HK$73,206
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,082/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,833 · Scale 2, in force from 26 Feb 2026)