LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,948
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$1,041/mo
Today · 4.125%
HK$35,014
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$2,131/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,028/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,654
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,637
−HK$998/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,671
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,767
−HK$1,250/mo
Today · 4.125%
HK$42,017
baseline
▲ 0.50% · 4.625%
HK$44,574
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,034/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,985
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,165
−HK$1,197/mo
Today · 4.125%
HK$46,362
baseline
▲ 0.50% · 4.625%
HK$48,805
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,724/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,127
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,562
−HK$1,458/mo
Today · 4.125%
HK$49,020
baseline
▲ 0.50% · 4.625%
HK$52,003
+HK$2,983/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,040/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,316
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,692
−HK$1,396/mo
Today · 4.125%
HK$54,088
baseline
▲ 0.50% · 4.625%
HK$56,940
+HK$2,852/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,176/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,306
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,151
−HK$1,874/mo
Today · 4.125%
HK$63,025
baseline
▲ 0.50% · 4.625%
HK$66,860
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,050/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,978
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,747
−HK$1,795/mo
Today · 4.125%
HK$69,542
baseline
▲ 0.50% · 4.625%
HK$73,208
+HK$3,666/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,084/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,847 · Scale 2, in force from 26 Feb 2026)