LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,949
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$1,042/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$997/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,037/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,768
−HK$1,250/mo
Today · 4.125%
HK$42,018
baseline
▲ 0.50% · 4.625%
HK$44,574
+HK$2,556/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,036/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,986
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,166
−HK$1,196/mo
Today · 4.125%
HK$46,362
baseline
▲ 0.50% · 4.625%
HK$48,806
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,724/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,128
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,563
−HK$1,458/mo
Today · 4.125%
HK$49,021
baseline
▲ 0.50% · 4.625%
HK$52,003
+HK$2,982/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$98,042/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,317
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,693
−HK$1,396/mo
Today · 4.125%
HK$54,089
baseline
▲ 0.50% · 4.625%
HK$56,941
+HK$2,852/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,178/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,307
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,152
−HK$1,875/mo
Today · 4.125%
HK$63,027
baseline
▲ 0.50% · 4.625%
HK$66,862
+HK$3,835/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$126,054/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,979
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,748
−HK$1,796/mo
Today · 4.125%
HK$69,544
baseline
▲ 0.50% · 4.625%
HK$73,209
+HK$3,665/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$139,088/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,857 · Scale 2, in force from 26 Feb 2026)