LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,950
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,975
−HK$1,041/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$2,131/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,656
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,639
−HK$998/mo
Today · 4.125%
HK$38,637
baseline
▲ 0.50% · 4.625%
HK$40,673
+HK$2,036/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,274/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,540
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,770
−HK$1,249/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,576
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,988
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,167
−HK$1,197/mo
Today · 4.125%
HK$46,364
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,728/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,130
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,565
−HK$1,457/mo
Today · 4.125%
HK$49,022
baseline
▲ 0.50% · 4.625%
HK$52,005
+HK$2,983/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,044/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,319
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,695
−HK$1,396/mo
Today · 4.125%
HK$54,091
baseline
▲ 0.50% · 4.625%
HK$56,943
+HK$2,852/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,182/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,310
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,154
−HK$1,875/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,864
+HK$3,835/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,981
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,751
−HK$1,795/mo
Today · 4.125%
HK$69,546
baseline
▲ 0.50% · 4.625%
HK$73,212
+HK$3,666/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,092/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,877 · Scale 2, in force from 26 Feb 2026)