LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,951
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,976
−HK$1,042/mo
Today · 4.125%
HK$35,018
baseline
▲ 0.50% · 4.625%
HK$37,148
+HK$2,130/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,036/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,658
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,641
−HK$998/mo
Today · 4.125%
HK$38,639
baseline
▲ 0.50% · 4.625%
HK$40,675
+HK$2,036/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,278/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,542
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,249/mo
Today · 4.125%
HK$42,021
baseline
▲ 0.50% · 4.625%
HK$44,578
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,042/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,990
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,169
−HK$1,197/mo
Today · 4.125%
HK$46,366
baseline
▲ 0.50% · 4.625%
HK$48,810
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,732/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,132
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,458/mo
Today · 4.125%
HK$49,025
baseline
▲ 0.50% · 4.625%
HK$52,008
+HK$2,983/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,050/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,321
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,698
−HK$1,396/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$56,945
+HK$2,851/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,312
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,157
−HK$1,875/mo
Today · 4.125%
HK$63,032
baseline
▲ 0.50% · 4.625%
HK$66,867
+HK$3,835/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,064/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,984
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,754
−HK$1,795/mo
Today · 4.125%
HK$69,549
baseline
▲ 0.50% · 4.625%
HK$73,215
+HK$3,666/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,098/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,902 · Scale 2, in force from 26 Feb 2026)