LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,952
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$1,042/mo
Today · 4.125%
HK$35,019
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$2,130/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,038/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,642
−HK$998/mo
Today · 4.125%
HK$38,640
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,036/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,280/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,543
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,773
−HK$1,249/mo
Today · 4.125%
HK$42,022
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,044/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,991
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,171
−HK$1,196/mo
Today · 4.125%
HK$46,367
baseline
▲ 0.50% · 4.625%
HK$48,812
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,734/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,133
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,568
−HK$1,458/mo
Today · 4.125%
HK$49,026
baseline
▲ 0.50% · 4.625%
HK$52,009
+HK$2,983/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,052/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,323
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,699
−HK$1,396/mo
Today · 4.125%
HK$54,095
baseline
▲ 0.50% · 4.625%
HK$56,947
+HK$2,852/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,190/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,314
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,159
−HK$1,874/mo
Today · 4.125%
HK$63,033
baseline
▲ 0.50% · 4.625%
HK$66,869
+HK$3,836/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,066/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,986
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,756
−HK$1,795/mo
Today · 4.125%
HK$69,551
baseline
▲ 0.50% · 4.625%
HK$73,217
+HK$3,666/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,102/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,916 · Scale 2, in force from 26 Feb 2026)