LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,953
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,978
−HK$1,041/mo
Today · 4.125%
HK$35,019
baseline
▲ 0.50% · 4.625%
HK$37,150
+HK$2,131/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,038/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,660
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,643
−HK$998/mo
Today · 4.125%
HK$38,641
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,036/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,282/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,544
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,774
−HK$1,249/mo
Today · 4.125%
HK$42,023
baseline
▲ 0.50% · 4.625%
HK$44,580
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,046/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,992
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,172
−HK$1,197/mo
Today · 4.125%
HK$46,369
baseline
▲ 0.50% · 4.625%
HK$48,813
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,738/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,134
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,569
−HK$1,458/mo
Today · 4.125%
HK$49,027
baseline
▲ 0.50% · 4.625%
HK$52,010
+HK$2,983/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,054/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,700
−HK$1,397/mo
Today · 4.125%
HK$54,097
baseline
▲ 0.50% · 4.625%
HK$56,948
+HK$2,851/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,194/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,315
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,160
−HK$1,875/mo
Today · 4.125%
HK$63,035
baseline
▲ 0.50% · 4.625%
HK$66,871
+HK$3,836/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,070/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,988
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,758
−HK$1,795/mo
Today · 4.125%
HK$69,553
baseline
▲ 0.50% · 4.625%
HK$73,219
+HK$3,666/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,106/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,930 · Scale 2, in force from 26 Feb 2026)