LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,954
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,979
−HK$1,042/mo
Today · 4.125%
HK$35,021
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$2,131/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,042/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,661
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,644
−HK$998/mo
Today · 4.125%
HK$38,642
baseline
▲ 0.50% · 4.625%
HK$40,679
+HK$2,037/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,284/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,545
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,775
−HK$1,250/mo
Today · 4.125%
HK$42,025
baseline
▲ 0.50% · 4.625%
HK$44,582
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,050/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,993
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,173
−HK$1,197/mo
Today · 4.125%
HK$46,370
baseline
▲ 0.50% · 4.625%
HK$48,814
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,740/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,136
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,571
−HK$1,458/mo
Today · 4.125%
HK$49,029
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,983/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,058/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,326
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,702
−HK$1,397/mo
Today · 4.125%
HK$54,099
baseline
▲ 0.50% · 4.625%
HK$56,950
+HK$2,851/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,198/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,317
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,163
−HK$1,874/mo
Today · 4.125%
HK$63,037
baseline
▲ 0.50% · 4.625%
HK$66,873
+HK$3,836/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,074/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,990
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,760
−HK$1,795/mo
Today · 4.125%
HK$69,555
baseline
▲ 0.50% · 4.625%
HK$73,222
+HK$3,667/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,110/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,948 · Scale 2, in force from 26 Feb 2026)