LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,958
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,983
−HK$1,042/mo
Today · 4.125%
HK$35,025
baseline
▲ 0.50% · 4.625%
HK$37,156
+HK$2,131/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,050/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,665
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,649
−HK$997/mo
Today · 4.125%
HK$38,646
baseline
▲ 0.50% · 4.625%
HK$40,683
+HK$2,037/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,292/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,550
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,780
−HK$1,250/mo
Today · 4.125%
HK$42,030
baseline
▲ 0.50% · 4.625%
HK$44,587
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,060/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,999
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,179
−HK$1,197/mo
Today · 4.125%
HK$46,376
baseline
▲ 0.50% · 4.625%
HK$48,820
+HK$2,444/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,752/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,141
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,576
−HK$1,459/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$52,018
+HK$2,983/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,332
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,708
−HK$1,397/mo
Today · 4.125%
HK$54,105
baseline
▲ 0.50% · 4.625%
HK$56,957
+HK$2,852/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,210/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,324
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,170
−HK$1,875/mo
Today · 4.125%
HK$63,045
baseline
▲ 0.50% · 4.625%
HK$66,881
+HK$3,836/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,090/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,998
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,768
−HK$1,795/mo
Today · 4.125%
HK$69,563
baseline
▲ 0.50% · 4.625%
HK$73,230
+HK$3,667/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,126/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,012 · Scale 2, in force from 26 Feb 2026)