LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,961
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,987
−HK$1,041/mo
Today · 4.125%
HK$35,028
baseline
▲ 0.50% · 4.625%
HK$37,160
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,056/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,669
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,653
−HK$997/mo
Today · 4.125%
HK$38,650
baseline
▲ 0.50% · 4.625%
HK$40,688
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,300/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,554
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,784
−HK$1,250/mo
Today · 4.125%
HK$42,034
baseline
▲ 0.50% · 4.625%
HK$44,592
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,068/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,003
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,183
−HK$1,197/mo
Today · 4.125%
HK$46,380
baseline
▲ 0.50% · 4.625%
HK$48,825
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,760/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,146
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,581
−HK$1,459/mo
Today · 4.125%
HK$49,040
baseline
▲ 0.50% · 4.625%
HK$52,024
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,080/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,337
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,714
−HK$1,396/mo
Today · 4.125%
HK$54,110
baseline
▲ 0.50% · 4.625%
HK$56,963
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,220/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,330
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,176
−HK$1,875/mo
Today · 4.125%
HK$63,051
baseline
▲ 0.50% · 4.625%
HK$66,888
+HK$3,837/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,102/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,005
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,775
−HK$1,796/mo
Today · 4.125%
HK$69,571
baseline
▲ 0.50% · 4.625%
HK$73,238
+HK$3,667/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,142/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,067 · Scale 2, in force from 26 Feb 2026)