LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,962
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,987
−HK$1,042/mo
Today · 4.125%
HK$35,029
baseline
▲ 0.50% · 4.625%
HK$37,160
+HK$2,131/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,058/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,670
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,653
−HK$998/mo
Today · 4.125%
HK$38,651
baseline
▲ 0.50% · 4.625%
HK$40,688
+HK$2,037/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,302/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,554
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,785
−HK$1,250/mo
Today · 4.125%
HK$42,035
baseline
▲ 0.50% · 4.625%
HK$44,592
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,070/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,004
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,184
−HK$1,197/mo
Today · 4.125%
HK$46,381
baseline
▲ 0.50% · 4.625%
HK$48,826
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,762/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,147
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,582
−HK$1,459/mo
Today · 4.125%
HK$49,041
baseline
▲ 0.50% · 4.625%
HK$52,025
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,082/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,338
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,715
−HK$1,396/mo
Today · 4.125%
HK$54,111
baseline
▲ 0.50% · 4.625%
HK$56,964
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,222/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,331
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,177
−HK$1,875/mo
Today · 4.125%
HK$63,052
baseline
▲ 0.50% · 4.625%
HK$66,889
+HK$3,837/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,104/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,006
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,776
−HK$1,796/mo
Today · 4.125%
HK$69,572
baseline
▲ 0.50% · 4.625%
HK$73,239
+HK$3,667/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,144/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,077 · Scale 2, in force from 26 Feb 2026)