LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,963
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,989
−HK$1,041/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$37,162
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,671
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,655
−HK$998/mo
Today · 4.125%
HK$38,653
baseline
▲ 0.50% · 4.625%
HK$40,690
+HK$2,037/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,306/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,556
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,786
−HK$1,251/mo
Today · 4.125%
HK$42,037
baseline
▲ 0.50% · 4.625%
HK$44,594
+HK$2,557/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,074/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,006
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,186
−HK$1,197/mo
Today · 4.125%
HK$46,383
baseline
▲ 0.50% · 4.625%
HK$48,828
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,766/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,149
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,584
−HK$1,459/mo
Today · 4.125%
HK$49,043
baseline
▲ 0.50% · 4.625%
HK$52,027
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,086/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,340
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,717
−HK$1,397/mo
Today · 4.125%
HK$54,114
baseline
▲ 0.50% · 4.625%
HK$56,966
+HK$2,852/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,228/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,334
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,180
−HK$1,875/mo
Today · 4.125%
HK$63,055
baseline
▲ 0.50% · 4.625%
HK$66,892
+HK$3,837/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,110/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,008
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,779
−HK$1,796/mo
Today · 4.125%
HK$69,575
baseline
▲ 0.50% · 4.625%
HK$73,242
+HK$3,667/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,150/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,100 · Scale 2, in force from 26 Feb 2026)