LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,967
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$1,042/mo
Today · 4.125%
HK$35,034
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,068/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,675
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$998/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$40,694
+HK$2,037/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,560
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,791
−HK$1,250/mo
Today · 4.125%
HK$42,041
baseline
▲ 0.50% · 4.625%
HK$44,599
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,082/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,010
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,191
−HK$1,197/mo
Today · 4.125%
HK$46,388
baseline
▲ 0.50% · 4.625%
HK$48,833
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,776/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,154
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,589
−HK$1,459/mo
Today · 4.125%
HK$49,048
baseline
▲ 0.50% · 4.625%
HK$52,032
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,096/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,345
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,722
−HK$1,397/mo
Today · 4.125%
HK$54,119
baseline
▲ 0.50% · 4.625%
HK$56,972
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,238/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,340
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,186
−HK$1,876/mo
Today · 4.125%
HK$63,062
baseline
▲ 0.50% · 4.625%
HK$66,899
+HK$3,837/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,124/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,016
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$1,796/mo
Today · 4.125%
HK$69,582
baseline
▲ 0.50% · 4.625%
HK$73,250
+HK$3,668/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,164/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,158 · Scale 2, in force from 26 Feb 2026)