LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,968
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,994
−HK$1,042/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$37,167
+HK$2,131/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,677
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,660
−HK$998/mo
Today · 4.125%
HK$38,658
baseline
▲ 0.50% · 4.625%
HK$40,696
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,316/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,562
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,792
−HK$1,251/mo
Today · 4.125%
HK$42,043
baseline
▲ 0.50% · 4.625%
HK$44,601
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$84,086/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,012
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,192
−HK$1,198/mo
Today · 4.125%
HK$46,390
baseline
▲ 0.50% · 4.625%
HK$48,835
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.67M · min. income ≈ HK$92,780/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,155
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,591
−HK$1,459/mo
Today · 4.125%
HK$49,050
baseline
▲ 0.50% · 4.625%
HK$52,034
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,100/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,347
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,724
−HK$1,398/mo
Today · 4.125%
HK$54,122
baseline
▲ 0.50% · 4.625%
HK$56,974
+HK$2,852/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,244/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,343
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,189
−HK$1,875/mo
Today · 4.125%
HK$63,064
baseline
▲ 0.50% · 4.625%
HK$66,901
+HK$3,837/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,128/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,018
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,789
−HK$1,796/mo
Today · 4.125%
HK$69,585
baseline
▲ 0.50% · 4.625%
HK$73,253
+HK$3,668/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,170/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,178 · Scale 2, in force from 26 Feb 2026)