LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,969
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,994
−HK$1,042/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$37,168
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,677
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,661
−HK$998/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$40,697
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,563
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,793
−HK$1,251/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,602
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,013
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,193
−HK$1,198/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$48,836
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,156
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,592
−HK$1,459/mo
Today · 4.125%
HK$49,051
baseline
▲ 0.50% · 4.625%
HK$52,035
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,102/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,348
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,726
−HK$1,397/mo
Today · 4.125%
HK$54,123
baseline
▲ 0.50% · 4.625%
HK$56,976
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,246/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,344
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,190
−HK$1,875/mo
Today · 4.125%
HK$63,065
baseline
▲ 0.50% · 4.625%
HK$66,903
+HK$3,838/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,130/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,019
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,790
−HK$1,796/mo
Today · 4.125%
HK$69,586
baseline
▲ 0.50% · 4.625%
HK$73,254
+HK$3,668/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,172/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,190 · Scale 2, in force from 26 Feb 2026)