LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,969
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,995
−HK$1,042/mo
Today · 4.125%
HK$35,037
baseline
▲ 0.50% · 4.625%
HK$37,169
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,074/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,678
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,662
−HK$998/mo
Today · 4.125%
HK$38,660
baseline
▲ 0.50% · 4.625%
HK$40,698
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,320/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,563
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,794
−HK$1,250/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,603
+HK$2,559/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,014
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,194
−HK$1,198/mo
Today · 4.125%
HK$46,392
baseline
▲ 0.50% · 4.625%
HK$48,837
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$92,784/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,157
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,593
−HK$1,459/mo
Today · 4.125%
HK$49,052
baseline
▲ 0.50% · 4.625%
HK$52,036
+HK$2,984/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,104/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,349
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,727
−HK$1,397/mo
Today · 4.125%
HK$54,124
baseline
▲ 0.50% · 4.625%
HK$56,977
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,248/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,345
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,191
−HK$1,875/mo
Today · 4.125%
HK$63,066
baseline
▲ 0.50% · 4.625%
HK$66,904
+HK$3,838/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,132/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,021
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,791
−HK$1,797/mo
Today · 4.125%
HK$69,588
baseline
▲ 0.50% · 4.625%
HK$73,256
+HK$3,668/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,176/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,200 · Scale 2, in force from 26 Feb 2026)