LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,971
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$1,042/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$37,170
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,076/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,680
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,663
−HK$998/mo
Today · 4.125%
HK$38,661
baseline
▲ 0.50% · 4.625%
HK$40,699
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,322/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,565
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,796
−HK$1,250/mo
Today · 4.125%
HK$42,046
baseline
▲ 0.50% · 4.625%
HK$44,604
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$84,092/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,016
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,196
−HK$1,198/mo
Today · 4.125%
HK$46,394
baseline
▲ 0.50% · 4.625%
HK$48,839
+HK$2,445/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$92,788/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,159
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,595
−HK$1,459/mo
Today · 4.125%
HK$49,054
baseline
▲ 0.50% · 4.625%
HK$52,039
+HK$2,985/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,108/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,352
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,729
−HK$1,397/mo
Today · 4.125%
HK$54,126
baseline
▲ 0.50% · 4.625%
HK$56,979
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,252/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,347
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,193
−HK$1,876/mo
Today · 4.125%
HK$63,069
baseline
▲ 0.50% · 4.625%
HK$66,907
+HK$3,838/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,138/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,023
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,794
−HK$1,796/mo
Today · 4.125%
HK$69,590
baseline
▲ 0.50% · 4.625%
HK$73,259
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,180/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,222 · Scale 2, in force from 26 Feb 2026)