LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,973
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,998
−HK$1,043/mo
Today · 4.125%
HK$35,041
baseline
▲ 0.50% · 4.625%
HK$37,173
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,082/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,682
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,666
−HK$998/mo
Today · 4.125%
HK$38,664
baseline
▲ 0.50% · 4.625%
HK$40,702
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,328/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,567
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,798
−HK$1,251/mo
Today · 4.125%
HK$42,049
baseline
▲ 0.50% · 4.625%
HK$44,607
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$84,098/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,018
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,199
−HK$1,197/mo
Today · 4.125%
HK$46,396
baseline
▲ 0.50% · 4.625%
HK$48,842
+HK$2,446/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$92,792/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,162
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,598
−HK$1,459/mo
Today · 4.125%
HK$49,057
baseline
▲ 0.50% · 4.625%
HK$52,042
+HK$2,985/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,114/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,355
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,732
−HK$1,397/mo
Today · 4.125%
HK$54,129
baseline
▲ 0.50% · 4.625%
HK$56,982
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,258/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,351
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,197
−HK$1,876/mo
Today · 4.125%
HK$63,073
baseline
▲ 0.50% · 4.625%
HK$66,911
+HK$3,838/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,146/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,027
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,798
−HK$1,797/mo
Today · 4.125%
HK$69,595
baseline
▲ 0.50% · 4.625%
HK$73,263
+HK$3,668/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,190/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,256 · Scale 2, in force from 26 Feb 2026)