LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,974
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,000
−HK$1,042/mo
Today · 4.125%
HK$35,042
baseline
▲ 0.50% · 4.625%
HK$37,175
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,084/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,684
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,668
−HK$998/mo
Today · 4.125%
HK$38,666
baseline
▲ 0.50% · 4.625%
HK$40,704
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,332/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,569
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,800
−HK$1,251/mo
Today · 4.125%
HK$42,051
baseline
▲ 0.50% · 4.625%
HK$44,609
+HK$2,558/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$84,102/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,021
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,201
−HK$1,198/mo
Today · 4.125%
HK$46,399
baseline
▲ 0.50% · 4.625%
HK$48,845
+HK$2,446/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$92,798/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,164
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,600
−HK$1,459/mo
Today · 4.125%
HK$49,059
baseline
▲ 0.50% · 4.625%
HK$52,044
+HK$2,985/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,118/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,357
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,735
−HK$1,397/mo
Today · 4.125%
HK$54,132
baseline
▲ 0.50% · 4.625%
HK$56,985
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,264/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,354
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,200
−HK$1,876/mo
Today · 4.125%
HK$63,076
baseline
▲ 0.50% · 4.625%
HK$66,914
+HK$3,838/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$126,152/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,031
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,802
−HK$1,796/mo
Today · 4.125%
HK$69,598
baseline
▲ 0.50% · 4.625%
HK$73,267
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.01M · min. income ≈ HK$139,196/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,283 · Scale 2, in force from 26 Feb 2026)