LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,977
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$1,042/mo
Today · 4.125%
HK$35,045
baseline
▲ 0.50% · 4.625%
HK$37,177
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,090/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,686
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,670
−HK$998/mo
Today · 4.125%
HK$38,668
baseline
▲ 0.50% · 4.625%
HK$40,707
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,336/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,572
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,803
−HK$1,251/mo
Today · 4.125%
HK$42,054
baseline
▲ 0.50% · 4.625%
HK$44,613
+HK$2,559/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$84,108/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,024
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,204
−HK$1,198/mo
Today · 4.125%
HK$46,402
baseline
▲ 0.50% · 4.625%
HK$48,848
+HK$2,446/mo
Deposit HK$5.78M · loan HK$8.68M · min. income ≈ HK$92,804/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,167
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,604
−HK$1,459/mo
Today · 4.125%
HK$49,063
baseline
▲ 0.50% · 4.625%
HK$52,048
+HK$2,985/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,126/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,361
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,738
−HK$1,398/mo
Today · 4.125%
HK$54,136
baseline
▲ 0.50% · 4.625%
HK$56,989
+HK$2,853/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,272/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,358
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,205
−HK$1,875/mo
Today · 4.125%
HK$63,080
baseline
▲ 0.50% · 4.625%
HK$66,919
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,160/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,035
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,806
−HK$1,797/mo
Today · 4.125%
HK$69,603
baseline
▲ 0.50% · 4.625%
HK$73,272
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,206/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,321 · Scale 2, in force from 26 Feb 2026)