LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,979
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,005
−HK$1,042/mo
Today · 4.125%
HK$35,047
baseline
▲ 0.50% · 4.625%
HK$37,180
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,094/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,689
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,673
−HK$998/mo
Today · 4.125%
HK$38,671
baseline
▲ 0.50% · 4.625%
HK$40,710
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,342/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,575
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,806
−HK$1,251/mo
Today · 4.125%
HK$42,057
baseline
▲ 0.50% · 4.625%
HK$44,616
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,114/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,027
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,208
−HK$1,198/mo
Today · 4.125%
HK$46,406
baseline
▲ 0.50% · 4.625%
HK$48,852
+HK$2,446/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,812/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,171
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,607
−HK$1,459/mo
Today · 4.125%
HK$49,066
baseline
▲ 0.50% · 4.625%
HK$52,052
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,132/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,365
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,742
−HK$1,398/mo
Today · 4.125%
HK$54,140
baseline
▲ 0.50% · 4.625%
HK$56,994
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,280/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,363
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,209
−HK$1,876/mo
Today · 4.125%
HK$63,085
baseline
▲ 0.50% · 4.625%
HK$66,924
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,170/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,041
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,812
−HK$1,797/mo
Today · 4.125%
HK$69,609
baseline
▲ 0.50% · 4.625%
HK$73,278
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,218/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,363 · Scale 2, in force from 26 Feb 2026)