LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,980
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,006
−HK$1,042/mo
Today · 4.125%
HK$35,048
baseline
▲ 0.50% · 4.625%
HK$37,181
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,096/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,690
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,674
−HK$998/mo
Today · 4.125%
HK$38,672
baseline
▲ 0.50% · 4.625%
HK$40,710
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,344/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,576
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,807
−HK$1,251/mo
Today · 4.125%
HK$42,058
baseline
▲ 0.50% · 4.625%
HK$44,617
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,116/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,028
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,208
−HK$1,198/mo
Today · 4.125%
HK$46,406
baseline
▲ 0.50% · 4.625%
HK$48,853
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,812/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,172
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,608
−HK$1,459/mo
Today · 4.125%
HK$49,067
baseline
▲ 0.50% · 4.625%
HK$52,053
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,134/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,743
−HK$1,398/mo
Today · 4.125%
HK$54,141
baseline
▲ 0.50% · 4.625%
HK$56,995
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,282/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,364
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,210
−HK$1,876/mo
Today · 4.125%
HK$63,086
baseline
▲ 0.50% · 4.625%
HK$66,925
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,172/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,042
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,813
−HK$1,797/mo
Today · 4.125%
HK$69,610
baseline
▲ 0.50% · 4.625%
HK$73,279
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,220/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,371 · Scale 2, in force from 26 Feb 2026)