LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,981
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,006
−HK$1,043/mo
Today · 4.125%
HK$35,049
baseline
▲ 0.50% · 4.625%
HK$37,181
+HK$2,132/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,098/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,691
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,675
−HK$998/mo
Today · 4.125%
HK$38,673
baseline
▲ 0.50% · 4.625%
HK$40,711
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,346/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,577
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,808
−HK$1,251/mo
Today · 4.125%
HK$42,059
baseline
▲ 0.50% · 4.625%
HK$44,618
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,118/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,029
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,210
−HK$1,197/mo
Today · 4.125%
HK$46,407
baseline
▲ 0.50% · 4.625%
HK$48,854
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,814/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,173
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,609
−HK$1,459/mo
Today · 4.125%
HK$49,068
baseline
▲ 0.50% · 4.625%
HK$52,054
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,136/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,367
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,744
−HK$1,398/mo
Today · 4.125%
HK$54,142
baseline
▲ 0.50% · 4.625%
HK$56,996
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$108,284/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,365
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,212
−HK$1,876/mo
Today · 4.125%
HK$63,088
baseline
▲ 0.50% · 4.625%
HK$66,927
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,176/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,043
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,814
−HK$1,797/mo
Today · 4.125%
HK$69,611
baseline
▲ 0.50% · 4.625%
HK$73,280
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,222/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,383 · Scale 2, in force from 26 Feb 2026)