LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,983
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,009
−HK$1,042/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$37,184
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,693
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,677
−HK$998/mo
Today · 4.125%
HK$38,675
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,350/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,579
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,810
−HK$1,251/mo
Today · 4.125%
HK$42,061
baseline
▲ 0.50% · 4.625%
HK$44,620
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,122/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,031
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,212
−HK$1,198/mo
Today · 4.125%
HK$46,410
baseline
▲ 0.50% · 4.625%
HK$48,857
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,820/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,176
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,612
−HK$1,459/mo
Today · 4.125%
HK$49,071
baseline
▲ 0.50% · 4.625%
HK$52,057
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,142/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,370
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,748
−HK$1,397/mo
Today · 4.125%
HK$54,145
baseline
▲ 0.50% · 4.625%
HK$56,999
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,290/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,216
−HK$1,876/mo
Today · 4.125%
HK$63,092
baseline
▲ 0.50% · 4.625%
HK$66,931
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,184/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,047
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,819
−HK$1,797/mo
Today · 4.125%
HK$69,616
baseline
▲ 0.50% · 4.625%
HK$73,285
+HK$3,669/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,232/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,418 · Scale 2, in force from 26 Feb 2026)