LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,984
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,010
−HK$1,042/mo
Today · 4.125%
HK$35,052
baseline
▲ 0.50% · 4.625%
HK$37,185
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,104/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,694
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,678
−HK$999/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$40,716
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,581
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,812
−HK$1,251/mo
Today · 4.125%
HK$42,063
baseline
▲ 0.50% · 4.625%
HK$44,622
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,126/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,033
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,214
−HK$1,198/mo
Today · 4.125%
HK$46,412
baseline
▲ 0.50% · 4.625%
HK$48,859
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,824/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,178
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,614
−HK$1,459/mo
Today · 4.125%
HK$49,073
baseline
▲ 0.50% · 4.625%
HK$52,059
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,146/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,372
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,750
−HK$1,398/mo
Today · 4.125%
HK$54,148
baseline
▲ 0.50% · 4.625%
HK$57,002
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,296/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,371
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,218
−HK$1,876/mo
Today · 4.125%
HK$63,094
baseline
▲ 0.50% · 4.625%
HK$66,933
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,188/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,050
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,821
−HK$1,797/mo
Today · 4.125%
HK$69,618
baseline
▲ 0.50% · 4.625%
HK$73,288
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,236/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,439 · Scale 2, in force from 26 Feb 2026)