LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,985
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,011
−HK$1,043/mo
Today · 4.125%
HK$35,054
baseline
▲ 0.50% · 4.625%
HK$37,187
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,108/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,696
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,680
−HK$998/mo
Today · 4.125%
HK$38,678
baseline
▲ 0.50% · 4.625%
HK$40,717
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,356/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,582
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,814
−HK$1,250/mo
Today · 4.125%
HK$42,064
baseline
▲ 0.50% · 4.625%
HK$44,624
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,128/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,035
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,216
−HK$1,198/mo
Today · 4.125%
HK$46,414
baseline
▲ 0.50% · 4.625%
HK$48,861
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,828/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,179
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,616
−HK$1,459/mo
Today · 4.125%
HK$49,075
baseline
▲ 0.50% · 4.625%
HK$52,061
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,150/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,374
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,752
−HK$1,398/mo
Today · 4.125%
HK$54,150
baseline
▲ 0.50% · 4.625%
HK$57,004
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,300/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,373
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,220
−HK$1,877/mo
Today · 4.125%
HK$63,097
baseline
▲ 0.50% · 4.625%
HK$66,936
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,194/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,052
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,824
−HK$1,797/mo
Today · 4.125%
HK$69,621
baseline
▲ 0.50% · 4.625%
HK$73,291
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,242/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,460 · Scale 2, in force from 26 Feb 2026)