LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,986
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,012
−HK$1,043/mo
Today · 4.125%
HK$35,055
baseline
▲ 0.50% · 4.625%
HK$37,188
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,110/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,697
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,681
−HK$999/mo
Today · 4.125%
HK$38,680
baseline
▲ 0.50% · 4.625%
HK$40,718
+HK$2,038/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,360/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,584
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,815
−HK$1,251/mo
Today · 4.125%
HK$42,066
baseline
▲ 0.50% · 4.625%
HK$44,625
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,132/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,036
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,217
−HK$1,198/mo
Today · 4.125%
HK$46,415
baseline
▲ 0.50% · 4.625%
HK$48,862
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,830/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,181
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,617
−HK$1,460/mo
Today · 4.125%
HK$49,077
baseline
▲ 0.50% · 4.625%
HK$52,063
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,154/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,376
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,754
−HK$1,397/mo
Today · 4.125%
HK$54,151
baseline
▲ 0.50% · 4.625%
HK$57,006
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,302/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,375
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,222
−HK$1,877/mo
Today · 4.125%
HK$63,099
baseline
▲ 0.50% · 4.625%
HK$66,938
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,198/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,054
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,826
−HK$1,797/mo
Today · 4.125%
HK$69,623
baseline
▲ 0.50% · 4.625%
HK$73,293
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,246/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,477 · Scale 2, in force from 26 Feb 2026)