LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,987
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,013
−HK$1,042/mo
Today · 4.125%
HK$35,055
baseline
▲ 0.50% · 4.625%
HK$37,188
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,110/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,698
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,682
−HK$998/mo
Today · 4.125%
HK$38,680
baseline
▲ 0.50% · 4.625%
HK$40,719
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,360/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,584
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,816
−HK$1,250/mo
Today · 4.125%
HK$42,066
baseline
▲ 0.50% · 4.625%
HK$44,626
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,132/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,037
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,218
−HK$1,198/mo
Today · 4.125%
HK$46,416
baseline
▲ 0.50% · 4.625%
HK$48,863
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,832/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,182
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,618
−HK$1,460/mo
Today · 4.125%
HK$49,078
baseline
▲ 0.50% · 4.625%
HK$52,064
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,156/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,377
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,754
−HK$1,398/mo
Today · 4.125%
HK$54,152
baseline
▲ 0.50% · 4.625%
HK$57,007
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,304/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,376
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,223
−HK$1,877/mo
Today · 4.125%
HK$63,100
baseline
▲ 0.50% · 4.625%
HK$66,939
+HK$3,839/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,200/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,056
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,827
−HK$1,797/mo
Today · 4.125%
HK$69,624
baseline
▲ 0.50% · 4.625%
HK$73,294
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,248/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,486 · Scale 2, in force from 26 Feb 2026)