LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,987
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,013
−HK$1,043/mo
Today · 4.125%
HK$35,056
baseline
▲ 0.50% · 4.625%
HK$37,189
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,112/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,698
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,682
−HK$999/mo
Today · 4.125%
HK$38,681
baseline
▲ 0.50% · 4.625%
HK$40,720
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,362/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,585
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,816
−HK$1,251/mo
Today · 4.125%
HK$42,067
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,134/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,038
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,198/mo
Today · 4.125%
HK$46,417
baseline
▲ 0.50% · 4.625%
HK$48,863
+HK$2,446/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,834/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,182
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,619
−HK$1,459/mo
Today · 4.125%
HK$49,078
baseline
▲ 0.50% · 4.625%
HK$52,064
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,156/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,377
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,755
−HK$1,398/mo
Today · 4.125%
HK$54,153
baseline
▲ 0.50% · 4.625%
HK$57,007
+HK$2,854/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,306/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,377
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,224
−HK$1,876/mo
Today · 4.125%
HK$63,100
baseline
▲ 0.50% · 4.625%
HK$66,940
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,200/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,056
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,828
−HK$1,797/mo
Today · 4.125%
HK$69,625
baseline
▲ 0.50% · 4.625%
HK$73,295
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,250/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,492 · Scale 2, in force from 26 Feb 2026)