LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,988
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$1,042/mo
Today · 4.125%
HK$35,056
baseline
▲ 0.50% · 4.625%
HK$37,189
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,112/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,698
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,683
−HK$998/mo
Today · 4.125%
HK$38,681
baseline
▲ 0.50% · 4.625%
HK$40,720
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,362/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,585
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,816
−HK$1,251/mo
Today · 4.125%
HK$42,067
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,134/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,038
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,198/mo
Today · 4.125%
HK$46,417
baseline
▲ 0.50% · 4.625%
HK$48,864
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,834/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,183
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,619
−HK$1,460/mo
Today · 4.125%
HK$49,079
baseline
▲ 0.50% · 4.625%
HK$52,065
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,158/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,378
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,756
−HK$1,397/mo
Today · 4.125%
HK$54,153
baseline
▲ 0.50% · 4.625%
HK$57,008
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,306/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,378
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,225
−HK$1,876/mo
Today · 4.125%
HK$63,101
baseline
▲ 0.50% · 4.625%
HK$66,941
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,202/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,829
−HK$1,797/mo
Today · 4.125%
HK$69,626
baseline
▲ 0.50% · 4.625%
HK$73,296
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,252/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,498 · Scale 2, in force from 26 Feb 2026)