LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,988
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$1,043/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,683
−HK$999/mo
Today · 4.125%
HK$38,682
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,364/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,586
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,251/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,628
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,039
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,220
−HK$1,198/mo
Today · 4.125%
HK$46,418
baseline
▲ 0.50% · 4.625%
HK$48,865
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,836/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,183
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,460/mo
Today · 4.125%
HK$49,080
baseline
▲ 0.50% · 4.625%
HK$52,066
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,160/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,379
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,757
−HK$1,397/mo
Today · 4.125%
HK$54,154
baseline
▲ 0.50% · 4.625%
HK$57,009
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,308/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,379
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,226
−HK$1,876/mo
Today · 4.125%
HK$63,102
baseline
▲ 0.50% · 4.625%
HK$66,942
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,204/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,058
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,830
−HK$1,797/mo
Today · 4.125%
HK$69,627
baseline
▲ 0.50% · 4.625%
HK$73,297
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,254/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,508 · Scale 2, in force from 26 Feb 2026)