LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,988
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,015
−HK$1,042/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,684
−HK$998/mo
Today · 4.125%
HK$38,682
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,364/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,586
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,818
−HK$1,251/mo
Today · 4.125%
HK$42,069
baseline
▲ 0.50% · 4.625%
HK$44,628
+HK$2,559/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,138/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,039
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,220
−HK$1,199/mo
Today · 4.125%
HK$46,419
baseline
▲ 0.50% · 4.625%
HK$48,865
+HK$2,446/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,838/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,184
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,460/mo
Today · 4.125%
HK$49,080
baseline
▲ 0.50% · 4.625%
HK$52,066
+HK$2,986/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,160/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,379
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,757
−HK$1,398/mo
Today · 4.125%
HK$54,155
baseline
▲ 0.50% · 4.625%
HK$57,010
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,310/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,379
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,226
−HK$1,877/mo
Today · 4.125%
HK$63,103
baseline
▲ 0.50% · 4.625%
HK$66,943
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,206/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,059
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,831
−HK$1,797/mo
Today · 4.125%
HK$69,628
baseline
▲ 0.50% · 4.625%
HK$73,298
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,256/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,513 · Scale 2, in force from 26 Feb 2026)