LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,994
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,020
−HK$1,043/mo
Today · 4.125%
HK$35,063
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$2,134/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,126/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,706
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,690
−HK$999/mo
Today · 4.125%
HK$38,689
baseline
▲ 0.50% · 4.625%
HK$40,728
+HK$2,039/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,378/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,824
−HK$1,252/mo
Today · 4.125%
HK$42,076
baseline
▲ 0.50% · 4.625%
HK$44,636
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,152/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,047
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,228
−HK$1,198/mo
Today · 4.125%
HK$46,426
baseline
▲ 0.50% · 4.625%
HK$48,874
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,852/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,192
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,629
−HK$1,459/mo
Today · 4.125%
HK$49,088
baseline
▲ 0.50% · 4.625%
HK$52,075
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,176/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,388
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,766
−HK$1,398/mo
Today · 4.125%
HK$54,164
baseline
▲ 0.50% · 4.625%
HK$57,019
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,328/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,389
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,237
−HK$1,877/mo
Today · 4.125%
HK$63,114
baseline
▲ 0.50% · 4.625%
HK$66,954
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,228/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,070
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,842
−HK$1,798/mo
Today · 4.125%
HK$69,640
baseline
▲ 0.50% · 4.625%
HK$73,310
+HK$3,670/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,280/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,605 · Scale 2, in force from 26 Feb 2026)