LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,995
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$1,043/mo
Today · 4.125%
HK$35,064
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$2,133/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$70,128/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,706
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,691
−HK$998/mo
Today · 4.125%
HK$38,689
baseline
▲ 0.50% · 4.625%
HK$40,729
+HK$2,040/mo
Deposit HK$7.23M · loan HK$7.23M · min. income ≈ HK$77,378/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,825
−HK$1,251/mo
Today · 4.125%
HK$42,076
baseline
▲ 0.50% · 4.625%
HK$44,637
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,152/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,047
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,229
−HK$1,198/mo
Today · 4.125%
HK$46,427
baseline
▲ 0.50% · 4.625%
HK$48,874
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,854/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,192
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,629
−HK$1,460/mo
Today · 4.125%
HK$49,089
baseline
▲ 0.50% · 4.625%
HK$52,076
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,178/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,389
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,767
−HK$1,398/mo
Today · 4.125%
HK$54,165
baseline
▲ 0.50% · 4.625%
HK$57,020
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,330/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,390
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,238
−HK$1,877/mo
Today · 4.125%
HK$63,115
baseline
▲ 0.50% · 4.625%
HK$66,955
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,230/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,071
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,843
−HK$1,798/mo
Today · 4.125%
HK$69,641
baseline
▲ 0.50% · 4.625%
HK$73,312
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,282/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,613 · Scale 2, in force from 26 Feb 2026)