LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,995
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$1,043/mo
Today · 4.125%
HK$35,065
baseline
▲ 0.50% · 4.625%
HK$37,198
+HK$2,133/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,130/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,707
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,692
−HK$998/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$40,730
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,594
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,826
−HK$1,251/mo
Today · 4.125%
HK$42,077
baseline
▲ 0.50% · 4.625%
HK$44,638
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,154/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,048
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,230
−HK$1,198/mo
Today · 4.125%
HK$46,428
baseline
▲ 0.50% · 4.625%
HK$48,876
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,856/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,194
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,630
−HK$1,460/mo
Today · 4.125%
HK$49,090
baseline
▲ 0.50% · 4.625%
HK$52,077
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,180/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,390
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,768
−HK$1,398/mo
Today · 4.125%
HK$54,166
baseline
▲ 0.50% · 4.625%
HK$57,021
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,332/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,392
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,239
−HK$1,877/mo
Today · 4.125%
HK$63,116
baseline
▲ 0.50% · 4.625%
HK$66,957
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,232/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,073
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,845
−HK$1,797/mo
Today · 4.125%
HK$69,642
baseline
▲ 0.50% · 4.625%
HK$73,313
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,284/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,627 · Scale 2, in force from 26 Feb 2026)