LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,997
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,023
−HK$1,043/mo
Today · 4.125%
HK$35,066
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,132/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$999/mo
Today · 4.125%
HK$38,692
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,039/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,384/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,596
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,828
−HK$1,251/mo
Today · 4.125%
HK$42,079
baseline
▲ 0.50% · 4.625%
HK$44,640
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,158/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,050
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,232
−HK$1,198/mo
Today · 4.125%
HK$46,430
baseline
▲ 0.50% · 4.625%
HK$48,878
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,860/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,196
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,632
−HK$1,460/mo
Today · 4.125%
HK$49,092
baseline
▲ 0.50% · 4.625%
HK$52,080
+HK$2,988/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,184/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,392
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,770
−HK$1,399/mo
Today · 4.125%
HK$54,169
baseline
▲ 0.50% · 4.625%
HK$57,024
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,338/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,394
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,242
−HK$1,877/mo
Today · 4.125%
HK$63,119
baseline
▲ 0.50% · 4.625%
HK$66,959
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,238/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,075
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,848
−HK$1,797/mo
Today · 4.125%
HK$69,645
baseline
▲ 0.50% · 4.625%
HK$73,316
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,290/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,650 · Scale 2, in force from 26 Feb 2026)