LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,997
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$1,043/mo
Today · 4.125%
HK$35,067
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$2,133/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,134/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$999/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,039/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,597
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,829
−HK$1,251/mo
Today · 4.125%
HK$42,080
baseline
▲ 0.50% · 4.625%
HK$44,640
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,160/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,051
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,232
−HK$1,199/mo
Today · 4.125%
HK$46,431
baseline
▲ 0.50% · 4.625%
HK$48,878
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,862/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,196
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,633
−HK$1,460/mo
Today · 4.125%
HK$49,093
baseline
▲ 0.50% · 4.625%
HK$52,080
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,186/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,393
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,771
−HK$1,399/mo
Today · 4.125%
HK$54,170
baseline
▲ 0.50% · 4.625%
HK$57,025
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,340/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,395
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,243
−HK$1,877/mo
Today · 4.125%
HK$63,120
baseline
▲ 0.50% · 4.625%
HK$66,961
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,240/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,077
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,849
−HK$1,798/mo
Today · 4.125%
HK$69,647
baseline
▲ 0.50% · 4.625%
HK$73,318
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,294/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,659 · Scale 2, in force from 26 Feb 2026)