LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,998
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$1,043/mo
Today · 4.125%
HK$35,067
baseline
▲ 0.50% · 4.625%
HK$37,201
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,134/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,710
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$999/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$40,733
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,598
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,829
−HK$1,252/mo
Today · 4.125%
HK$42,081
baseline
▲ 0.50% · 4.625%
HK$44,641
+HK$2,560/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,162/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,052
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,233
−HK$1,199/mo
Today · 4.125%
HK$46,432
baseline
▲ 0.50% · 4.625%
HK$48,879
+HK$2,447/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,864/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,197
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,634
−HK$1,460/mo
Today · 4.125%
HK$49,094
baseline
▲ 0.50% · 4.625%
HK$52,081
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,188/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,394
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,772
−HK$1,398/mo
Today · 4.125%
HK$54,170
baseline
▲ 0.50% · 4.625%
HK$57,026
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,340/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,396
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,244
−HK$1,877/mo
Today · 4.125%
HK$63,121
baseline
▲ 0.50% · 4.625%
HK$66,962
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,242/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,078
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,850
−HK$1,798/mo
Today · 4.125%
HK$69,648
baseline
▲ 0.50% · 4.625%
HK$73,319
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,296/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,668 · Scale 2, in force from 26 Feb 2026)