LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,998
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$1,043/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$37,201
+HK$2,133/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,710
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,695
−HK$999/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$40,733
+HK$2,039/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,598
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,830
−HK$1,251/mo
Today · 4.125%
HK$42,081
baseline
▲ 0.50% · 4.625%
HK$44,642
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,162/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,052
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,234
−HK$1,198/mo
Today · 4.125%
HK$46,432
baseline
▲ 0.50% · 4.625%
HK$48,880
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,864/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,198
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,635
−HK$1,460/mo
Today · 4.125%
HK$49,095
baseline
▲ 0.50% · 4.625%
HK$52,082
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,190/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,394
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,773
−HK$1,398/mo
Today · 4.125%
HK$54,171
baseline
▲ 0.50% · 4.625%
HK$57,026
+HK$2,855/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,342/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,397
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,244
−HK$1,878/mo
Today · 4.125%
HK$63,122
baseline
▲ 0.50% · 4.625%
HK$66,962
+HK$3,840/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,244/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,078
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,851
−HK$1,797/mo
Today · 4.125%
HK$69,648
baseline
▲ 0.50% · 4.625%
HK$73,320
+HK$3,672/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,296/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,674 · Scale 2, in force from 26 Feb 2026)