LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,999
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$1,043/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$2,134/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,711
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,696
−HK$998/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,040/mo
Deposit HK$7.24M · loan HK$7.24M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,599
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,830
−HK$1,252/mo
Today · 4.125%
HK$42,082
baseline
▲ 0.50% · 4.625%
HK$44,643
+HK$2,561/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$84,164/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,053
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,235
−HK$1,198/mo
Today · 4.125%
HK$46,433
baseline
▲ 0.50% · 4.625%
HK$48,881
+HK$2,448/mo
Deposit HK$5.79M · loan HK$8.68M · min. income ≈ HK$92,866/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,199
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,636
−HK$1,460/mo
Today · 4.125%
HK$49,096
baseline
▲ 0.50% · 4.625%
HK$52,083
+HK$2,987/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$98,192/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,395
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,774
−HK$1,398/mo
Today · 4.125%
HK$54,172
baseline
▲ 0.50% · 4.625%
HK$57,028
+HK$2,856/mo
Deposit HK$4.34M · loan HK$10.13M · min. income ≈ HK$108,344/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,398
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,246
−HK$1,877/mo
Today · 4.125%
HK$63,123
baseline
▲ 0.50% · 4.625%
HK$66,964
+HK$3,841/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$126,246/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,080
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,852
−HK$1,798/mo
Today · 4.125%
HK$69,650
baseline
▲ 0.50% · 4.625%
HK$73,321
+HK$3,671/mo
Deposit HK$1.45M · loan HK$13.02M · min. income ≈ HK$139,300/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$542,685 · Scale 2, in force from 26 Feb 2026)